So I have a credit card debt of about $10,500 that I was planning on paying by end of year. But someone told me I should ask for a deal, and see if I can be let off if I pay $5,000 now instead to settle it. Has anyone ever done this before?
Anyone ever been let off a debt easy?
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I've got away from my debts for half the debt + crushed tiny finger, but the debt was not from gov or company, but motorcycle gang members
how did you get this debt, by being a moron or what
america is usch a fucking shtihole scam country doing this to you guys lmao its fucking inredible u guys are just taking debt in the ass
Why the fuck would one get a credit card debt of $10500.
yeah ok enjoy living with the muslim horde of europistan.
I dont think ive EVER heard of anyone in debt or "credit" score etc in europe EVER,
in america howver this shit is mentioned more often than fucking anything else lmao
This typically works once your debt has been picked up by a collections agency. I'm not sure how it works for credit cards, but asking can't hurt. Perhaps talk to a debt relief specialist.
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Only advice you need is in this vid desu
It’s techically not mine. It was my wife’s but she passed away, so I am now liable for the debt
Why did she pass away and why such debt? WTF?
No, you can scam with debs only in states, praise jews.
And why you should pay it now? What kind of logic is this? If you have not signed it anywhere to pay her debt.
people die and women like debt
Second this. Tell a story user, you'll get what you need
Yes it is the country’s fault thst some guy on an imageboard used credit when buying things. Yes people in Europe never use credit, I’m sure. You’re completely retarded, it’s sad.
Get the phone OP its for you.
USING CREDIT IS POINTLESS AND RETARDED U ONLY USE IT TO GET AN IMAGINARY SCORE THAT SOMEHOW HEIGHTEINS UR BUSINESS/WORK E-PENIS
Was the card in her name on a shared account? Or was it just a card in her name that you think you've assumed? You can argue that they aren't your charges if you set up the accounts correctly. After telling them to pound sand long enough they'll happily accept a deal, since you really don't have to pay them anything. Let them collect against a dead woman.
Be absolutely sure you don't let them record it as a dismissed debt, or some sort of loan modification. The jew will report it as a massive hit to your GoodGoyScore. It's only slightly less damaging than letting it go to collections and ignoring it for 7 years, or a bankruptcy. Why give them a dime if they're still going to kike your history over it? Get it in writing that they will clear the debt as "paid in full" or no deal. Not "settled." The jew will jew you hard otherwise, and you'll have still paid $5-6k for the privilege of being fucked.
Car accident. She would usually buy everything on her credit card to get points, then pay it all back before the interest free period was over
Sorry for the loss user. This post actually turned to be serious one.
Yes it has, thank you. But that’s life, gotta keep kicking
How long does it take to get your score back up if you take the 80% off deal of a collection agency?
Damn man. I'm really sorry. Hope everything works out for you.
Then where are the 10k she had saved to pay back the debt?
Pretty sure this is what the funds from life and car insurance is for user
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Are you SURE you're liable for this debt?? Because collectors will try to convince you you are even if you're not.
Exactly. She racked up some debt and who knows what happened. Sucks user I feel you. I was retarded when I turned 18 and racked up some debt. I consolidated it through some company I saw on a price is right commercial, kek. Fucked up the next 7 years of my life but I ended up paying back like 25% of the debt or something. I don't really recommend this as it smashes your credit rating.