This American couple makes $500,000 a year and still feels average

oh yeah

>3 vacations a year
>bmw
>1.5 mil home

>7.3k
these people are bad at expenses

I remember the pic posted on Jow Forums so probably they live in Bay area

>average
>clothes 10k
>charity 18k
>children's lessons 12k
what fucking retard made this

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>mortgage (1,5M$ home): 60,000$
>something always comes up: 10,000$

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Hmm, $1000 a month on food, that's a lot, but ok sure, if you're rich, you can afford it.
$2000 on childcare a month. Damn, how is that even possible? Do you buy them a new gaming console, designer clothes, and sports equipment every month?
$5000 a month on mortgage, this right here shows you that they shouldn't feel "average". They're obviously living a life of luxury and own a nice mansion.
They even donate to charity. Like over $1000 dollars a month, but then try to be humble and say they're still average.

Either some rich city. San Fran, New York, rich parts of LA

these people most likely have never been poor in their life given their expenses.

Clothes cost money and children need new clothes every 6 months when they're young

>food for four
>23k
Why are people consistently utterly unable to save on food? If I can eat for ~400 €/yr here, you should be able eat for $1500 a year per person in the USA
>these car payments
>that mortgage
>NINE THOUSAND DOLLARS OF FUCKING CLOTHES
they deserve to go broke desu

>makes
*make
>feels
*feel

ehh

>18 THOUSAND DOLLARS in fucking charity
Hahahahahahahahahahahaha

>I can eat for ~400 €/yr here
Shut the fuck up faggot. Even on beans and rice that would be a stretch here.

>40% effective tax rate

This is the problem. Abolish government.

>who the fuck donates these days
I dunno, Americans?

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40% tax rate. That's misleading as the percentage changes for each income block in your pay. I.e. your first 30k, 60k, etc arent charged at 40% or even the same rate.

Yeah Just abolish government so I can fly to California or similar place and rob some houses because there's no government

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It says effective tax rate, retard.

That's why I multiplied it by a factor of nearly 4 for North America, even though I highly doubt that pasta is 4x times as expensive in non-Saskatchewan America

How is it misleading? 40% of their income was taken away in taxes.

They dont need a house that expensive, those cars, 3 vacations a year or to give to charity. Those are luxuries or their choices.

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Rice and beans for 400 euro a year would be a stretch for one person here.

No just fucking no

>That's why I multiplied it by a factor of nearly 4 for North America, even though I highly doubt that pasta is 4x times as expensive in non-Saskatchewan America

Why would you need three cars in New York City?

Delusional rich people. They also are pretending that they dont write off charity, student loans, childcare, part of their property taxes, etc.

Sorry I'm retarded

don't you have tax cuts if you donate ?

It's very misleading overall. We don't even have a 40% federal tax bracket

If they claim deductions for those, that's included in their effective tax rate.

>fica taxes
>state income taxes

Are you actually this retarded?

reminds me of this

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I missed effective and it wasnt my point anyways. It makes it seem like everyone in the U.S. making over a certain amount gets raped on taxes at 40%. When in fact they dont, it depends on city and state taxes and we have millionaires that pay shit because of creative accounting and tax loopholes.

You dont, one for trips would suffice. The douches probably drive to work and pay $40 a day in parking and even then you'd only need two.

t.NYC

Fica taxes, state taxes, property taxes, plus federal taxes

>40$ in parking
damn

Childcare, home maintenince, charity, vavations, childrens lessons, property insurance, could all be eliminated. Food, clothes, car payment, morgage, could all be greatly reduced.

Do people really donate to charity and go on 3 vacations per year when they have mortgages and debts?

desu they shouldn't reduce (much) spending in children, agreed with the rest.

"Donations" is just a term for "new smartphone every 2 months" isn't it?

>charity

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It says they donate to Feed the Children and their alumni.

Fucking california retards. I make 24k a year with 4 kids and still come off with 5k at the end of the year.

>58 million dollars with a population of 10 millions
wtf, are Swedes actually donating 50$ on average to those sandpeople?

>24k a year
You get medicaid, section 8 housing vouchers and EBT cards lol

>$ 400 in transportation
>while living in an inner city apartment
are they retards or just out of touch with reality? if you live inside a city (where else would you pay that much for a tiny apartment anyway) there's NO WAY you spend anywhere near that in transportation, unless you're a retard who owns a car
Do they take a taxi to go to work or what? FFS the New York Metro Card costs $120/month

I earn $60k a year and my wife stays home and takes care of our 3 children. I drive a used car that I paid for on the spot, give my kids hand me down clothes, and we eat cheap/healthy meals and never eat out. Our monthly expenses are:
Rent $800
Food $400
Gas $50
Thrift clothes $50

I save $3700 a month

Yes، most 20-somethings in NYC use cabs/Ubers to get everywhere, they're literally a third of all cars in Manhattan now.

seems right

My parents and my wifes parents are always eager to babysit

They don't really need to save that much. They each contribute $18,000 to their 401ks, so they're set for retirement.

Beans are (comparatively) expensive you mongrel. Buy something that's actually cheap.

>3 vacations a year
>life insurance
>$9500 a year on clothes
>$18000 a year on charity

If you care about QoL you're supposed to spend that amount of money tho

Hiring a security service for the neighborhood to shoot people like you would be cheaper.

>9.5k on clothes
>quality of life
lmfao

That's a great idea! You would also need to pay someone to maintain your roads, and process your trash, and the children's schools, and if you don't pay they you're simply not allowed in the community

Why don't you think security agents are not going to come to your house and rob everything you have? That's something frequently happen in Africa.

I may be blind but why there is no health insurance?

I think they are covered in Life Insurance

I specifically picked out these things that do absolutely nothing for one's quality of life. These are just costly boomer virtue signalling expenses.

probably already included in the pay, people making that kind of money don't use obamacare. they use insurance from their companies

>clothes for four people: 9500
>spending 200 bucks a month on each person's clothes
>having a 1.5 mil home
>three vacations a year
>violin and piano lessons when you feel like your income is "below average"
>20k in charity a year
genuinely retarded

they'd find some other bullshit to spend it on

>All that charity
>All those clothe
>Fucking 3 vacations a year
>Extremely expensive home

Cut all these by 2/3 and you'll eventually have enough saved for your kids entire college/university degrees

>mantain your roads
The fuck do I need roads for? I'm not a retard that gets lost going to work.
>process your trash
The fuck do I care about my trash? I just drop it anywhere and let the rest of the world deal with it.
>and the children's schools
So they can brainwash him with the Marxist drivel you're spouting right now? Hell no no one better to teach my kids than myself.

Wtf I unironically love America now??!?!?!???

>1.5 mil dollar house
>have nearly 20k a year for 401k
>3 vacations a year
>charity
>extra money for kids to take up shit like sports and music
>still have 7k left at the end of the year
>average
what fucking reality are these people living in?
an average american is probably somebody who has at least 5k of debt, barely vacation and having no solid plan for retirement

Here's how I would save money.

>put both children up for adoption
>ask bosses to pay us under the table
>claim medicaid, section 8 and food stamps
>sell cars and take public transit to work
>neglect student loans because they're all gonna get wiped when AOC becomes president

honestly why not
it seems like in america all the richest ones can get away trying to undermind and gaming the system and then get away with it while the middle class got fucked hard
if you can game the system and get away with it you should too

Ten thousand dollars worth?

Shockingly stupid people. U$9.5k a year on clothing? U$23k on food? U$42k on childcare? That’s what you could spend if your net salary was U$500k. It’s a good thing they get taxed so heavily, they shouldn’t be given money as they’re too stupid to deal with it

storebought larger cloths;needle with growth
蚊蚊蚊蚊

>implying public transit exists in the us of a

jesus that has to be satire