Hello Jow Forums I have a question

Ye but I'll pay the $12/day "luxury" to live in this place. As of now, I'm just investing. I'll wait for the next crash until making any real estate moves, especially here in commiefornia

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Live where you want. If you can't afford it its not because you have a SAVINGS problem its because you have an INCOME problem. If you're making $430 a week even if you find an apartment thats $600 a month (which will be shit) you will still be a poor faggot forever.

you pay as much as you need for housing. if you are wiling to pay more time for less money, look further away. if you value time and convenience, pay more. go with whatever you are comfortable with.

You can spend 1500 ez as long as you can be frugal in other parts of your life

The 33% is just a guideline for spend happy retards

The most important thing is knowing where your money goes. Wether you spend it on houses, shopping, or drinking is just preference

>putting 25% into401k
>putting 3k/yr into hsa

hmm so r u saying i should do 3% and take home 600/wk instead ?

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Sips