I just spent 15 mins writing for your benefit, feel free to copy paste as much as you like, your own opinion is emotional and as such I advise you to take a step back from cryptocurrency for 6 months or perhaps deeply consider why you believe something which cannot scale to worldwide use, with no merchant adoption and extremely high fees such as BTC will ever command such a ludicrous price of $100k+, for BTC to reach 20k is extremely unlikely, I can't express just how unlikely it really is.
Remember you've primarily purchased cryptocurrency as a speculative asset and want to see your asset appreciate in value over time, the only problem you have is picking the correct asset.
Leave your emotions at the door and think logically.
LN is not a replacement for Bitcoin and depending on vaporware for price speculation is an extremely bad idea, especially considering the LN is proven to be mathematically impossible.
Also referring to the real Bitcoin as a scam is laughable, your extreme bias is going to send you broke, but I won't try to convince you, the world is full of losers and some people just can't help themselves as sorry as it sounds. You should go get a job and forget about cryptocurrency before you lose all of your remaining money.
Luke Jones
>a stable store of value >price going up >crash and lamenting
Can't you see how retarded this is?
You're dreaming. Cut your losses now and move into stocks/bonds.