How do you get rid of a bad car note?
23 year old retard here
Couldn't agree more
$74k for a volkswagen tiguan? Damn.
I love these pics. Holy Christ, to be a car dealer 'finance specialist'. Sitting there, day after day, fist-shafting financially illiterate retards senseless
Why do people buy new cars? is 72 months normal?
dont ask me - leasing is equally stupid, but, before you start paying 20 %+ interest, that would make way more (financial) sense
btw user, you're going to hate this car. not because of the quality, but because of the $1000 hole in your account every month for 72 months.
Step one: refinance. You can do this multiple times as your credit is improving. The auto place gave me 8% and I found one off credit karma for just under 2%
Step two: pay back more than the minimum
You're probably too retarded to follow that 2 step plan anyway
Let me guess your wife wanted it?
Bought a 2018 GTI from the dealer with 2% interest
hahahahahahahahahahaha. whoever is the based OP who must work at an auto dealership thank you for posting these. I wouldn't actually believe there were people this stupid unless I saw this
holy fuck did you buy that on a credit card?
>not paying cash for your vehicle
why would you pay back more than the minimum on a 2% interest rate loan? you'd be retarded to pay that back early.
74k for a car is fucking stupid.
Look up lemon law in your state. Follow what it says 4 repairs attempts or cumulative 30 days in the shop for same or combined problems. If the check engine light does not come on it’s an automatic win.
that's if he pays all the interest
To get rid of the car note like he asked. Over 6 years the interest will add up... Won't be much but still.
Lmao, bought a 2010 diesel Nissan Frontier for 10k like 2 years ago. Why do amerimutts pay so much for shitty cars, is it taxes?
Lady at my last job had a zero percent interest loan. She was making double payments to pay it off sooner.
I tried nicely explaining why she shouldn't do this, but I got out of the whole situation is that she feared having this debt.
jesus christ its even worse than i thought. op you are literally nigger iq tier
Stealerships keep inventory off market. Same thing with banks and houses.
A lot of off lease vehicles must being going for export as well.
if you're not a poorfag with shit credit it can be better to carry the interest.
Opportunity cost and all. I'm happy with paying 3% interest on a car or home if it means I can make 15% with the cash in the boomer market. Financing leaves me a 12% profit for example.
If you want to get rid of any debt, pay it off lol.
Jesus my interest rate would be better if I legit just bought the whole car with my credit card