23 year old retard here

Lady at my last job had a zero percent interest loan. She was making double payments to pay it off sooner.

I tried nicely explaining why she shouldn't do this, but I got out of the whole situation is that she feared having this debt.

jesus christ its even worse than i thought. op you are literally nigger iq tier

Attached: Untitled.png (2576x1932, 335K)

Stealerships keep inventory off market. Same thing with banks and houses.
A lot of off lease vehicles must being going for export as well.

if you're not a poorfag with shit credit it can be better to carry the interest.

Opportunity cost and all. I'm happy with paying 3% interest on a car or home if it means I can make 15% with the cash in the boomer market. Financing leaves me a 12% profit for example.

If you want to get rid of any debt, pay it off lol.

Jesus my interest rate would be better if I legit just bought the whole car with my credit card