Credit Cards

Yo, I need to be able to delay my car payments while going to school, would daisy chaining credit cards to pay off the minimum required work? How many cards would I need? What's the best cards for high credit caps?

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credit cards are the absolute worst form of debt you moron, get a student loan or ditch the car

Why did you not think this through? Start delivering pizzas, ubering, or even renting it out on Turo to make the payment.

Refinance the car loan or do Grubhub, UberEats ect

I can use a student loan to make car payments?
Because I'm poor and sleeping in a car is better than sleeping in the woods
The school is Job Corp based, so free for me.
I can make the car payments fine, but if I go to school I won't have a job. Classic catch 22

Really I just need to delay my payments while I'm in school, job corp will help me get a job when I get out, and I can start making payments again after that. But as it is I cant get rid of the car since I live in it. At worst I'm just going to hide it and let my credit take the hit. I dont want to spend the next 5 years living in my car as a dish washer

Parents say they used credit card to pay most of the fees one encounters when buying their house,
basically they paid it in full with their spouses card and paid a little off each time until it was gone.
So basically hot potato with that debt and it worked fine for them.

so as long as you get it before any interest in inured it might be possible for you to do that solo.

cost of a car is literally how long is a piece of string did you buy a cheap and reliable one or did you buy an expensive luxury car like a retard, if you tid the former the entire cost of the car could be hot potatoes from card to card

You can work and go to school at the same time you lazy NEET.

you use the student loan to pay tuition then the money you would have used to pay tuition to pay the car note

School costs more money per year than anyone in school makes while working.

I'm not retarded, I bought a reliable used. 11.5k, financed through my bank
They paid the entire thing on a single credit card or multiple? I'm imagining using cards to pay off cards while slowly adding the cost of the monthly payments into the cycle before being able to work again and start aggressively paying them off
No I literally cant you fucking mong.
Part of Job Corp is I cant bring my car and campus is in the fucking woods. The part time job they offer there I have to wait 3 months and it won't cover my car payment.

I'm not paying for tuition.
Its government run for people in poverty, and free to me.

>he's broke
>buys a 11k car

Yeah you are absolutely retarded. Go post on reddit and stop shitting up the board.

>has job
>can make car payments, insurance, gas, and food
>broke
You do know what poverty is dont you user? I can afford a car OR rent, doesnt mean I'm broke dumbass.

He said he lives in it so you need the car to look presentable so the cops don't keep investigating suspicious vehicle, still he should have aimed for >5K ive heard of way worse though
>They paid the entire thing on a single credit card or multiple?
basically it was a lump sum they were dealing with you get hit with a bunch of taxes and transferal fees so they did it with that and paid everything else normally.

in the UK you can rack up fees anywhere between £600 - £5000 just to get the ability to buy a house before you can start paying for your house

they are boomers doing this in the 90s so it probably wasn't that much.

Cops have been pretty cool to me so far. Heat is killing me though. Also I got it from a dealer, it was literally the cheapest thing on the lot, not many options in a farm town, next dealership would have been a 10 hour walk one way. (Over a bridge that pedestrians cant walk so not even an option)
So they just paid the house (in my case car) off and then rotated the debt among card while paying it off? I think I get what your saying.

Yeah just putting it out there as an example of something that has been tried out and worked for them.

maybe you can adapt the idea

I hate summer myself and all those 12volt car peripherals to augment the AC aren't an option unless you can have the mailed to a friends house or something

Usually credit card balances cannot be paid off with other credit cards -- you typically need to connect a bank account or use a debit card.

I just drink a lot of water and hope for the best lmao, or hide away in the library while off work. Thanks for the info, I'll see what I can do. Probably best to do a bunch of math and check if it's even possible before I start applying to different cards

Maybe it was because it was 2 people and or other rules.

withdraw max limit on credit card with no balance spend it on paying off other card,
pay for groceries with card and get max cashback each time

do whatever you can to get cash out with the the minimum fees or no fees

good call

you can also try other hacks like using 2 PayPal accounts to donate to yourself or buy refundable credits on freelancer sites where you buy stuff and switch your card on PayPal when you get your refund.

just don't be stupid with this

It's either this, or taking the credit hit.
Or running drugs, but I'd rather not get involved with that.

stay legit unless there is literally no other option,
try to keep debts low as possible too but these are obvious anyway