Credit Cards

good call

you can also try other hacks like using 2 PayPal accounts to donate to yourself or buy refundable credits on freelancer sites where you buy stuff and switch your card on PayPal when you get your refund.

just don't be stupid with this

It's either this, or taking the credit hit.
Or running drugs, but I'd rather not get involved with that.

stay legit unless there is literally no other option,
try to keep debts low as possible too but these are obvious anyway