Daily reminder

That having a family is the best investment you can make. Have kids incels

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Your wife looks like she needs my BGC. Once you go froggie, you never go doggie. You dig buddy.

you need money to have a family
we don't even have a place to live

im too ugly

Having a family is high risk high reward.
If the initiators are sub prime, then you can theoretically lose infinite money.

50% chance of divorce where she takes 50% of your shit.

So statistically you're paying about a quarter of your net worth for the whole wife thing.

Its bad financial advice.
The woman and kids bags are heavy and they only get heavier.
Its a shit investment

why would anyone want kids.

t. someone who's going to have a kid in january

I unironically dream about having a little tribe but literally everything in modern society (economic stability, state of women, city life) disincentive you from it.

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Bump for truth.

Work to achieve your goals. When this clown society falls apart, people like you will be the last men left standing.