Getting a home when poor

Seller finance

There’s also predatory lending laws that kick in adding to the paperwork when it’s under 50k.
Due to government regulations capping fees charged as a percentage of the loan, lenders typically lose money for loans under $50K.

S yeah, it’s not as cut and dry as you think.

Been covered above.

Use the rest for remodeling or purchase a car and have the loan added into your house. Just had a buddy do it purchasing a new home.

what is your current income level, and what are your current liabilities?