>USA
>single, childless, debtless
>make $25k a year
>$21,718 after fed and fica taxes no state
>$1809 a month income
>$800 a month rent and utilities
>live with roommate(s)
>split cost
>$400 a month
>$62.50 a week for groceries
>$250 a month for food
>gas for car, say you live 20 miles away from work and like to drive around sometimes
>0.15c per mile, 40 miles a day, plus extra for weekly grocery trip and fun
>$200 a month
>phone subscription
>$50 a month
>auto insurance
>$100 a month
>health insurance
>$100 a month
>total for everything: $1,100 a month
>700 a month leftover
>working full time fast food
>$17,280 after taxes
>$1,285 a month
>still $185 leftover
wait...so what's the problem again? the only way you can have money problems is if you have special conditions i.e you live in an extremely shitty and expensive city or state like NY LA, cali, washington, miami etc, have children and or debt and or are in a relationship with a woman. If you got a bus pass instead and ditched the car you'd have $1,000 a month leftover at the 21,718k after taxes job and $485 at fast food
USA
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>$800 a month rent and utilities
>split cost
This is where you're going wrong. A studio apartment in the cheapest nearby neighborhood is $1,100-$1,500 and I don't live in any of the places you listed.
Occasionally you can get a good deal like $800-900 for a single non-ensuite bedroom in someone else's house.
no, that's where i'm right, you have special conditions, you live in a shit place, so of course you're going to find shit prices if you live in a shit place and the only areas you can think of for pricing is your "nearby neighborhood"
plot a 20 mile radius from your work location using a tool like freemaptools.com
what state / area do you live in where rent is $1,500 a month btw? you know those are literally so many better locations you can just move to where rent and utilities is even less than $800 right?
those include, but are not limited to:
>dallas, TX
>fargo, ND
>oklahoma city, OK
>kasnas city, KS
a 1 bedroom in dallas is $650, a 1 bedroom in fargo is $450, oklahoma city is $425, and kansas city is $475
if you lived with a roommate that cost would be cut in half meaning you could be paying $215 in rent
>25
>KHV
> 3k a month
> $400 Rent (studio apartment)
> $75 Cellphone (unlimited 4g data)
>$80 Insurance
>$200 Car payment
>Gasoline about $100 a month
>Food about $200 a month
>Gym membership $20
Not too bad desu
I saw that PHP developers earn about 200k-400k per year in San Francisco. Is that true? If so, I wondering, how can somebody earn much less when working on common job.
i live in an expensive city and for an example op in fast food would make 10k more a year before taxes than he does now.
>takes home 87% of gross
lucky
indeed, what's your job title and state if i can be mr. cia?
you'd have to be very, very competent in order to land a position like that, but probably i wouldn't doubt it, i'd say a more realistic range would be $125-150k, that range is for top performers
i'm too mathematically stupid to do any programming though, i could try but it would take me many years of constant learning and practice just to reach intermediate but i don't even have the willpower to do anything in programming, i dislike the field
>doesn't take home 87% of gross
the state with the highest tax burden in the nation, new york, is 13.04%, which is 19.8% for $25k
shitty state detected
move you idiot
Aside from the fact that the rent listed is unrealistically low, the problem is how short sighted this approach is. If the smallest thing goes wrong with your car or health you're fucked. If you do manage to get by on those amounts, you barely have any extra money to do anything besides go to work and sit in your house. The MAIN problem is you have nothing left to meaningfully contribute towards a retirement account. You'll work until you die, probably at a young age. If none of this bothers you then more power to you I guess, but I'd be willing to put money down that towards the end of your life you'll look back on how unfulfilling and dull it was and be crushed by a wave of regret. I can't blame you for thinking this way though, I was the same way in my late teens early 20's
>make $25k a year
>$21,718 after fed and fica taxes no state
Ok but i make like 8K at best.