How goes your societal gainz brehs?

How goes your societal gainz brehs?

Attached: 55749463-D6ED-4DE0-A310-5374FB55A3D5.jpg (1242x1342, 213K)

I have negative social score, don't care too much at this point of my life. Got bigger problems

Probably F since I use cash only and don't take loans

Credit score of 815
Only 2 friends
Working on a girlfriend

>tfw 70k in student loans for nursing school
>gf cosigned for me
>we broke up after my first semester
>she's a bitch and we don't talk anymore but I still have her credit by the balls a year later and for at least another two years
I'm grateful that she did that for me but I laugh because she has to drive a shitty van and can't qualify for any loans because I've dragged her credit down.

Attached: 1550825742752.jpg (556x1024, 113K)

>cosigning for someone you're not married to
You must have dicked her brains out or she didn't have any to begin with

Chase uses a vantage score. What's your
FICO score though? My vantage score is 753, but my FICO runs a little more than 730.

Banks and loan services tend to look at your FICO.

I don't live in China..

Yeah, pretty much. She has ADHD so is really impulsive and doesn't think things through before making major decisions.

I recognize that credit dashboard. I bank with chase too user. 741 here.

Based chase anons.

Jesus Christ, I mean she very well might be a bitch, but damn dude.

Bad credit, got gf and decent job though. Paying off my debts and getting strong. Cannot wait to have a disposable income to invest.

no idea what my current credit score is
paying 3.875% on my home loan (30yr fixed)

no plans for another loan ever, so my credit score should be irrelevant

>786
>no GF
>Got a once a week meetup with people.
Got that going for me.

haven't had a gf since I was 18
a few close friends I've known since we were kids, but I moved several hundred miles away for work.

Attached: adult.jpg (588x500, 149K)

Mine was 800 last time I checked a few years back.
>Two credit cards, one I use for business expenses only.
>£100k gross annual plus bonus min 10% bonus
>Mortgage for a house which I'm paying off without issue
>Small savings fund and decent equities portfolio with good dividends which I'm trying to grow
Took a while but I feel financially secure now. I still gotta be cautious.
No car and minimal frivolous debt. I try to live sparingly without being a hermit but not wasting money on stupid shit I don't need. I want a second property that I can start renting out and I want equity in the company I'm working at but I'll have to save for a few years, work my way inside the business a bit more and wait for a crash or bubble to pop.

>credit score is your social score
Yes, good goy. Get in tons if (((debt))) and fritter away your money for good goy points.
Financial fitness means having a budget, an emergency fund and planning ahead so you don’t have to pay the idiot fee that is interest.

>Tiny Brain: Interest is ok
>Medium Brain: Interest is an idiot fee
>Big Brain: Low interest is great leverage

Understanding debt and being able to use it is important. You can get swallowed up in it if you're a retard but it's just a tool that can help you if you know how to use it.

She tried to cuck me shortly after that so fuck her.

Fair point, but most people are so undereducated about personal finance that they can’t grasp that subtlety. So the best general advice is don’t do it.

I have a 569. How long until I can get it to 640?