Richbots

What are we supposed to do with our money?
I make $5000 a month after taxes and bills, and my pay cheques are just accumulating in my bank account
I have no gf, I obviously have no kids, my place is paid off, I have no car mortgages. I pirate all of my anime and video games, and my other hobbies aren't that expensive.
I was thinking of buying stocks, but I do not really have the motivation to do this

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Buy clothes dumb bitch

save up enough to retire early in a southeast asian country? buy properties there and live off the rental income?

Donate it to the free software foundation or to the homeless.
That's what i would do. Or open up a meditation/yoga center.

Share with me bls

>rich
>5k a month

Nice try humble bragging poorfag

>save up enough to retire early in a southeast asian country?
I don't think I could live in SEA for the rest of my life.
I vacationed for a bit in the Philippines (not as a sex tourist or anything), by the end of it I just wanted to go back home

I've been to the Phillipines too dude. That's literally the shittiest SEA country there is; arguably one of the worst in the world. Try Vietnam or Thailand.

acquire house, acquire steady investment income, move to part time work, spend all your free time attempting to acquire frens

That's after taxes and my bills

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Pick up a more expensive hobby for fun

Its not bad since its 60k a year savings in the bank.

Anyway yeah I have the same struggle. I dont have any real desire to buy anything and in general I act the same way in videogames not even spending virtual currency lol cause I appreciate the extra challenge of not doing so

I make so little I don't even pay tax. I take home about 1100 quid a month, and I manage

Investing it is great. Parents invested in a beachfront rental property and already made bong500k just from appreciation between purchase time and end of construction.

5k in Europe is really much money per month

5k in the US is also really good tho

What do you do for work?

Like what?
pls don't say fucking escorts every week, I've already tried that hobby

>What do you do for work?
I'm a sysadmin who specializes in Amazon Web Services and Microsoft Azure solutions.
Too many companies fell for the cloud meme

Lend me some buck user, I'm almost broke trying to keep my dad alive he got beat by some wild niggers for looking a job in Detroit, he's old and I'm 23 worthless fag working for 6 dollars the hour in some dead ass store.

>5k a month

Woah there lol that is not rich. Maybe in some dog shit town its still upper middle class with no debt

7.25 is minimum fed wage.

Holy fucking shit 7 bucks is nothing. I make minimum wage and I live in Brooklyn but minimum wage here 15$ I can't imagine living off of that shit.

I have the answers to your problems but I need a little incentive to hand out my infinite pool of knowledge. Maybe a couple grand might make me change my attitude

How much is rent in Brooklyn? Here it's 500 single apartment.

buy a cool car and drive around and look cool

Pick up new hobbies til you find ones that stick.
I like hiking, photography, cooking, cycling, shooting.
It's especially nice since the past 5 or so years, I've been more and more bored with video games and tv.

I pay 850 for my room. But I live in a 4 bedroom shared apartment with three roommates so yeah, not for everyone. I don't know how much single bedroom apartments are here but I know they're ridiculously expensive. Pipe dreams for someone like me.

nice epenis faglord, check this one out

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What city can you get rent that cheap?

what is your educational background?
Is your job "difficult"?
Do you have a high IQ

>I've been more and more bored with video games and tv.
Same, but replace TV with watching movies (pretty much went to total shit) or browsing most of the internet in general. Video games just completely went downhill with pay to win, etc in almost all of them, so that ruined them for me.

Well, unless you love what you do
Invest, so you can retire earlier
And giving a little to people or causes who need it is also pretty good

donate some, treat yourself some, save some. Try visiting new restaurants or taking a road trip. Try a new hobby. Go make some friends and then you'll have people to spend money with.
For donations I suggest a climate change fighting charity. they really need it bad. :[
Also: Susie's Senior Dogs (nonprofit)
Maddie's Adoption Days
Open source software peeps
Wildlife charities
Not some stupid conglomerate megacorporation of a "charity"

Invest all of it to the point where it compounds and you can retire at like 35 with huge passiwve income

Can I transfer my black probation there if I pay you 5000 dollars

Serious

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Please give them to me I'll be your gf (no sex I'm a virgin)

if you give me an unlimited n-word pass I'll speak to the lord high commander of the whites and have you released

Bachelors degree in IT. I also have some certs (CCNA, RHCSA MCSE)
>Is your job "difficult"?
Yes and no.
90% of my job is simple routine stuff. But it can get difficult when I'm solving a very complex issue (or a simple issue that I have mistaken as complex)
>Do you have a high IQ
I don't think so

Not a city and in the South.

I'm in the same position where I don't know what to do with my money. The only thing I could think of would be saving up enough cash to become a NEET for the rest of my life but I would need a very large amount for that and I worry that something could backfire.

>I was thinking of buying stocks, but I do not really have the motivation to do this
Literally make a vanguard account and put (110-(your age))% of you savings into an S&P500 ETF, like VOO.

Buy a boat and go fish

Give me money if you have nothing else to do with it, I'm poor and ready to kill myself out of this debt.

smoke weed, good way to burn money and really fun as well.

https:\\discordapp.com\invite\vvftDyy

--ak

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buy real estate, rent it out, sooner or later you won't have to work anymore
that's my dream. I'm perfectly content doing nothing (except for not having a gf of course)

I have the inside scoop that silver will drop below 5 dollars. When it does, buy as much SLV and USLV as you can.

First, you posted this at 3:30 EST on a Thursday. Go to bed, user
Second, if you're still awake contact me
Bushcraft Black#0619
I'm a hikko with utterly nothing going on in my life right now. I can't give you money but I'd be happy to help plan a course of action or research American debt or some shit. Your situation sounds dire and I'd love a personal project to keep me sane.

Save up to buy a nice car with cash, so (((loans))) don't strangle you with debt. It'll give you something to look after.

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basically anywhere in the south or midwest that isn't right inside the states capital or other big population center

i've wondered this myself. there actually is nothing to do with money. like if you aren't a sociopath who wants to enslave human beings and utilize them as tools for your own pleasure, then money basically does nothing for you.

you can blow it on good times, save/invest or give it away. otherwise, it honestly serves no purpose, excess amounts of it anyway.

it starts with being brain washed into being a shameless consumer and status whore, i think these are the people who want money badly.

save up more, maybe something like 50k-150k and live comfortably. after the money runs out just kill yourself.

Get into watches. It's a really fun hobby but it's ridiculously expensive. I could assemble a really good 4-5 watch collection if I could only save $10k for it, but nope, I have to buy $200-300 shitters instead.

I was in a similar situation as OP.

I made $20 an hour in retail management, or $2500 a month, so about half OP's pay.

Did it for 13 years.

Fired cause I wasn't gonna be a beta and followed a shoplifter outside to get a plate #.

Been 4 months and I'm enjoying eating away at my savings while playing vidya.

I might get another job after WoW Classic hits and I've geared up or whatever. I'd like to take all the free time I've earned over the years in savings to do youtube or some shit. I honestly just want people to play vidya with. It's like the last thing on my bucket list.

Dont be a bugman like this OP, you're not 'supposed' to do anything with it, definitely not supposed to fall into one of these weird cliques where the entire social hierarchy is built around who has the most expensive version of what everyone likes.
Honestly OP, maybe just start buying all your favorite anime on hard copy and stuff to get a nice looking shelf going or something, if the money is really burning a hole in your pocket, otherwise just let the number get bigger because you never know when you're gonna get cancer or whatever.

I just keep getting into progressively larger debt whenever I pay something off
For a while this just gave me an excuse not to kill myself, but now I just smoke weed every morning, and that gets me out of bed. Considering buying a house in a couple years.

thats even worse, now op has more money to do away with

Personally, i don't care about money either. I haven't spent anything on vain shit like fashion nor normie shit like sports and events.
I just want to be done with this world despite me not even having an income (i don't think having money would change me)

If I can't enjoy my wealth, I'd give it to my kids or wife to enjoy... But that requires getting a gf first.

You're probably experiencing depression like me and have no interests nor motivations..it sucks to not be a normalfag

If anything I just spend all my money on comfy living and the rest is either invested or in savings

https:\\discordapp.com\invite\8qeq9Xn

--ea

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figure out what you want. do it. if you dont want anything, it wont matter what you do with it anyway

seems about right

checked nice trip dubs

I earn a bit above 35k. Only other expense besides eating is 200 eur a month car insurance and 150 per quarter for road tax.
I started renovation in my parents house. Probably will sink some 20k in it. Next I'll buy used X5 to replace my holiday audi. Then I'll buy used A3 to replace my skoda. In between all of that I have to buy a drone, composite bow, eat out and buy a lot of other small things.
>tldr
I don't understand how you can complain about not being able to spend money you earn if you earn less than 6 figures.

>200 eur a month car insurance
what the fuck europe?
Also are you forgetting about your TV loicense and pornography loicense??

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For the past decade or so I've been hooking up with girls 10-15 years younger (limited by the legalities, you understand) and borrowing their hopes an dreams until they graduate college and it's time to get a new one.

EUR not pounds dummy

https:\\discordapp.com\invite\8qeq9Xn

l-ac

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I have a suggestion. Go to Vegas once a month until that gets boring

I had the same problem you did. Here's what I did:
>stuck some money into a credit union where it nets me a 2% dividend
>stuck some more money into an investment service, really set it and forget it investing
>moved to a new country
>started collecting motorcycles and cars

Give it to me I need it more

Get into cocaine, it's a lot of fun

It's what I did and that drained my account very fast

I make 10k a month and blow 70 percent of it on drugs and alcohol and prostitutes.

Build a fast 90's honda civic, go to a rally school or build a drift car and learn to drift.

5k a month after taxes and bills is quite a bit, especially if you don't live in some bullshit expensive city. I'd say that's upper middle class just about anywhere

Save it for a rainy day you faggot

>start buying all your favorite anime on hard copy and stuff to get a nice looking shelf going
This is just as retarded as the watches the other user talked about. Jesus fucking christ...

Just buy some dividend stock that you don't need to look at and you'll be set for life in no time.
>tfw I will never ever earn as much as that
>tfw I'm just the filler of society that resides in the lower tiers

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Hope you get cancer but Satan keeps you alive. Wait till you burn in hell faget

>Dont be a bugman like this OP, you're not 'supposed' to do anything with it
But you literally just suggested the same thing except with anime.

I'm not suggesting the fag watches that cost $50k+ that rich people compare, I'm suggesting the actual decent watches that are well made and interesting, unfortunately the "lower middle class" watches are still way too expensive to get into as a hobby if you don't have OP's kind of money.

I have the same problem. Im not that rich neither, but i dont know what to do with my life, currently excising 3 hours a day and traveling 2 months a year. Never been happier with my life and body, but it feels empty, no dates in 8 years since i dumped my gf (and what was holding me from making money) no human contact with anyone else some days, socially retarded.

Sometimes i wonder why should i even bother to wake up, i have nothing to do but work.

stop flexing and gimme some of those $$$

Could you hook a user up with 5 dollars on paypal pls

educate me on this one user

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Torture a whore on chaturbate. And invite fellow robots to watch.

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Guns is a pretty fun hobby desu, you could get a nice collection. Or you could invest that money in a community garden so the grocery Jews lose out on your neighborhood's money

if i was wealthy then id get into paramotoring

>$5000 a month after taxes and bills
>rich
Cheers for the laugh OP, I needed that today

Don't worry, the eventual switch to communism will empty your account.

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