Holy fucking shit I know you're just looking for (yous) to validate the fact that you think you can't get laid (hint: you can) but let me address some of these points.
For reference, I'm a nearly 40 year old boomer who was so poor at 25 that I moved to a new city with two trash bags of clothes and 400 dollars. No car, no other possessions. On a good day I'd say I'm a 6/10. I've never had a problem getting laid.
1: You can't afford to dress well. Bullshit. A pair of jeans and the right size white t-shirt looks good on everyone. Shop online at gap and oldnavy when they have sales. Go thrifting. You might not have the lastest trendy fashion, but you'll have clothes that have looked good on dudes since the 1950s.
2: Have no phone. There are literally free phones for poorfags. Smartphones too. Thanks Obama.
3: You don't have a car. I live in a decent sized city so I don't need a car. Bus, metro, bike, uber, etc. You can get around, just don't be lazy.
4: Can't afford whores. Street whore pricing: 20 for head, 40 for sex. Maybe 40/80 in rich cities. More for quality escorts of course.
5: Sex with poor people is dangerous due to STDS. One, wear a condom. Two, the dirty secret is straight dudes rarely get HIV. Look up transmission rates. Not saying raw dog a crack whore, but put a condom on an relax.
6: If you have no self confidence because you're poor, you would have none if you're rich. Look at poor rednecks at a bar. They are poor, stupid, confident as fuck and getting laid.
7: Dad won't let you date their kids. Fuck that, women with daddy issues love pissing their dads off. This is basically free zero effort pussy for you.
Also, money doesn't give class, and poverty doesn't mean you don't have class. Carry yourself with dignity, fuck anyone who judges.
8: Can't be friends with women because they steal. Don't let people be alone with your shit maybe?
9: Never climb the social ladder. Unless you're at a country club no one gives a shit