Every time I look into NFC payments, it seems more and more like a gimmick

Nope, I've put 90 on NFC before.

>Jow Forums - Technology
>electronic jew
Back to your containment cuckshed.

Travelling on the underground.. Why.. So glad I don't live in London, taxis are much better than being next to loads of sweaty people.

Prefer cash but I guess you live somewhere without stupid tiny denominations coins like here in uk

I live in New Zealand, at the forefront of the e payment jew and I pay for most things using nfc on my phone. I don't even know where my eftpos card is and my debit card hasn't left my draw in a year. I think your issue stems from the fact that you live in a country that still uses cash as the predominant payment, here in NZ something like 80% of transactions are electronic so it's not that hard to move from swiping and slotting to waving. The memes about it being faster than paying by card are true unless you have some sort of body disorder, there is no way that taking your phone out, pushing the power button and holding it in front of the machine is the same speed as taking your wallet out, getting your card out of that, swiping it and entering the pin.

In Spain it's pretty much dominant. Haven't seen a bussiness who doesn't support it yet.

Samsung Pay a best since it spoofs the mag reader for unsupported vendors.

go back to plebbit

Does this work in the US where new terminals say PLEASE INSERT CHIP when you use the swipe and your card has a chip on it?

>This seems like it's marketed toward women if anything. But even then, they carry their credit cards in their phone case like a clutch.
incel

woohoo, we're going back to corporate scrip!

b...buh is so convenient!

>paper vs numbers on paper

Explain to me how your government's legally mandated fiat currency isn't a form of corporate scrip.

My watch does NFC payments and its super convenient just to tap my watch against something then to dig into my ass and fumble with shit or have my wallet ripped out of my hand.

The limit its only for nfc payments without pin, but you can pay any amount using nfc+pin, I've paid for example 1000eur

cash is anonymous, accepted everywhere, and doesn't snitch on your purchasing habits to twelve unregulated pseudo-bank middlemen whenever you use it. ever had your payments declined because of shitty risk detection? ever had your business PayPal account frozen just because?

i'm not arguing about the nature of fiat money and fed's monetary policies. my point is that e-payments are QUITE a power grab by data-hungry botnet corps.

Cash is hardly anonymous when you have to provide ID and justifyable reasons why you need to withdraw or move more than $10,000 in cash between countries.

>cash is anonymous, accepted everywhere
It's not, unless you're talking about your lunch and chinkshit budget.

Bringing phone to the device is MUCH faster than inserting card, waiting for it to register, entering PIN and waiting for confirmation.

I don't take my phone anywhere so this isn't very good for me

yeah nah, a $10k limit at least means you can do your everyday shopping just fine with cash.

where can you not use cash?

maybe i'm just jaded because i work in payments and see how the sausage is made. trust me when i say that no one has the user's interests in mind.

>paying with a piece of paper that only has value because the gubbment says it does

Why would you? Also, when do you have to show your ID to buy shit?

It's handy if you forgot your wallet. What's the issue here?

>you can do your everyday shopping just fine with cash
>where can you not use cash?
Large transactions, where it matters, retard. I couldn't give two shit if banks know where I buy groceries. For any serious sums you will never be using cash.

>This seems like it's marketed toward women if anything.
few facts from marketing and business world:
>women are biggest impulse buyers demographic
>women hold control of in house spending in 70% of cases
>women spend more than they make on average (meaning that men pay for that difference)

this drives whole marketing and business side to be oriented towards women

next time you see a commercial, try to see it from a womans point of view, look at all the elements of it, how men are poisitioned, how other women are positioned, what is general emotion conveyed, colors, shapes....

you will then start to notice that even non female shit is marketed to females because they are most likely to go "OH, my boyfriend would love this"

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>most money in circulation is digital
>minting presses can work only as far

surely cryptokikes are the way uguuuu~~

lol fuck off serious poster with serious daily $10k+ transactions. obviously you're not going to be running a business on cash.

your data is for sale to anyone who is willing to pay btw.

yodlee.com/

Also, when do you have to show your ID to buy shit?

He just fucken told you wtf

>when you have to provide ID and justifyable reasons why you need to withdraw or move more than $10,000 in cash between countries.

Seems like a gud way to setup a scam.

1st person:
>cheap signal transmitter sending out push notifications on popular app

2nd person:
>nfc receiver, set to withdraw middle of road nonsensical amount
eg. if $30 is max then $12.84 - purely because it looks like a prescribed amount for something - people are less likely to question.

Person 1 walks thru busy crowd (subway would be gud) with person 2 about 10 paces behind.

Person 1 is less likely to get caught and all person 2 needs to do is wear gloves (inconspicuously) and ditch the receiver if apprehended.

There are PoC's out there for both hw and sw scenarios - don't be lazy Jow Forums

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I use it all the time.
Apple Pay works everywhere here.

>obviously you're not going to be running a business on cash.
So? Why the fuck should anyone care about their grocery and dildo shopping habits being accessible by 3rd parties? Even buttcoin evangelists have more sense.

You do understand that you still need to get cash from atm or bank? It's not that anonymous as you think brainlet, bank and government still know your spending habits, location where you live and where/how much you take and how often.

Yeah I can see how a poorfag whose parents pay all the bills would say that. Must be convenient to pay with cash when all you have is $500 and a... what the hell can you even conveniently buy with gas these days? Groceries?

Applel Pay works because it's literally identical to contactless cards you fucking moron.

I use Google Pay for many things. The features make it worthy and better than carrying plastic and wallet. Everything digital, such vehicle insurance, driver's license, etc.

Euroslav here.

nfc atm's are very rare here so if you need cash and that happens all the time you still need you credit card on you.

i used it because i put mummys card in my phone so i can use it if i need it without taking her card. thanks mummy

Nope. Not going to work as it is obviously prevented by you needing a legit merchant account to deposit your stolen money.

So Apple did good again?

withdrawing $500 a week doesn't tell them what i spend it on.

so is Google Pay, but no one knows about it.

>why the fuck would you care about privacy bro?
why are you even on this board?

When I'm at work I only have my phone on me. Paying with my phone at least once a day

The only time I see people using NFC here is to pay with their debit card (30 € max).
I've never seen anybody paying with his smartphone.

I have a debit card to automatically pay my water and energy bills. Anything else I buy cash. Get out of the banking system you morons.

I have NFC Payment set up on my phone but whenever I use it the fucking thing requires a pin so I don't really see much point in using it beyond placing a layer of extrapolation as it emulates a debit card number rather than use my original one.

That's a bank-specific thing, werks perfectly fine for me.

>500$ a week
Yes it does and you are either a smelly neet or some fucking kid.
Of course you can be "anonymous" while spending fucking pocket change.

Did you ever do bigger transaction? Like 10k+
Good luck doing that in cash. Also, you do realise you have to call the fucking bank in advance and organise that pickup?
And every place where you gonna spend that much will have your info anyway?
Stop acting so smart

Third world Brazilian here. I use it all the time. Samsung pay gives some nice stuff for using it and it's faster than using the card.

lol quit seething. withdrawing $500 can be done from the goddamn ATM and gives the bank no further info. how would they fucking know where i spend it? are you this dense?

yes, i wired a $130k downpayment instead of using cash. brb mommy made lunch.

>legit merchant account
oh young boy that believes everything on TV

you do realize that these transactions can happen to simple paypal accs?

>being a consumerist slave

It can pay with your phone locked?

>why are you even on this board?
Because I love technology. Why are you here, illiterate paranoiac poledditor?

500$ is a fucking pocket change. What the fuck can you buy for that? Some drugs, some groceries and booze... Even a fucking rent costs more.
Oooo you are sticking it to the man bro, you are such a bad boy, I bet you don't even recycle.
Fuck off

I don't think so. I need to use either a pin code or fingerprint to pay.

Never used it.

Don't you have to open an app every time?
Seems faster to pick a card from my wallet.

I do find it annoying I can no longer leave my public transport card inside my wallet when I scan it, because there are now too many other NFC enabled cards next to it causing interference.

>americuck who thinks burgerland defines the world
why don't you visit yuropoor once and see how it's really like down here

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I just asked because it looked like it could in OP's video.

>americuck
>yuropoor
None of this came up in OP post. Are you lost?

Really, that's your pinch point?

Here in Aus
>goto abr.gov.au/For-Business,-Super-funds---Charities/Applying-for-an-ABN/
>link any old bank account to abn

About $100 bucks and 3 min with no paperwork...

Yes that's where they can catch you - hence
's suggestion of paypal.

It's also why I suggested random amount.

>be you walking thru subway
>phone pings, look: notification from "Yahoo Weather - rain tonight", meh
>somehow you notice bank account down when online later
>only transaction you can't remember between booze buys and furryfuta.com signup is for $16.47 for Social Challenge Annual Ministration.
>meh, can't remember but what the hey...

Honestly - you'd get maybe less than 3% of the victims notice and of them less than 10% who'd challenge it.

No, but some apps (or pushes from them) can wake phone.

>why are you even on this board?
>Because I love technology. Why are you here, illiterate paranoiac poledditor?
Not him, but sounds like the exact word salad someone who frequents Jow Forums would utter.

>how would they fucking know where i spend it?

Every bank note has a unique serial number.
The ATM keeps a record of which bank account was used to retrieve which serial number.

Shopkeepers hardly ever use the money from the cash register for personal shopping.
It goes straight to a bank where the serial numbers are recorded again.

Put the record of outgoing and incoming serial numbers side-by-side and the bank knows what you bought.

This is done extensively to track counterfeit money (duplicate serial numbers or non-existing serial numbers) and to help both the police and the IRS combat money laundering.

signal transmiter sending out push notfication? how would that work? also all major nfc payment apps require password or fingerprint input before payment so how would this even work?

>Even a fucking rent costs more.

don't have "a rent" my urbanite friend, i have a mortgage account with the bank.

to tell you the truth, i barely ever use cash.

i'm here to discuss the downsides of our glorious technological society with jaded contrarians. there are much better places for actual "tech" talk, unless you're a massive brainlet.

for example, in this thread i tried to topically enumerate all the benefits of cash that we're giving up when switching to electronic payments.

I mean not what you bought, but where you spend your cash.

>these transactions can happen to simple paypal accs

No they can't.

Oh you're right. That probably some low security setting because I can't do that.

You can NEVER take out your card faster than paying with samsung pay.

Attached: Samsung-Pay.png (680x453, 335K)

that makes sense, and i think the $10k transaction limitation was also done to combat money laundering.
however, that doesn't tell them exactly what, when, and where i bought something. additionally, i doubt that that data can be sold or used for marketing purposes.

I use it at my co-op as it's either NFC or sliding my card as the shitty vendor they use doesn't support chip yet

It's nice to have your phone to be able to do it if you wanna get a quick coffee at the station.

>nu-uh
yu-uh

>You can NEVER take out your card faster than paying with samsung pay.

Of course I can.
Just launching the app probably takes longer.

>i tried to topically enumerate all the benefits of cash
And I've provided a different opinion on what you think constitutes "benefits". Which was met with "but muh botnets y u even here".

Maybe if you have an older phone. It takes about 2 sec for my S9

was meant for

well, for example, younger irresponsible people will use it in lieu of keeping cards on them.
they are also useful if you forget/lose your wallet.

No, they're not for everyone.

It takes 1 second to grab a bank card.

firebase.google.com/docs/cloud-messaging/

There are work arounds to bring phone to wake state with other sw and platforms.
android.gadgethacks.com/how-to/make-incoming-notifications-automatically-wake-your-androids-display-0161554/
>tfw people AKSHULLY install stuff like this..

It's worth remembering that I'm only talking about a small percentage success rate. Hence the need to do it in a crowded place
>more people = more chances to succeed and easier to slip away if something goes wrong

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Some PoC for my suggested scam...

codebutler.com/announcing-farebot-for-android

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From your wallet? Highly doubt it

I'd use it if they supported my bank's debit card.

It's a wallet, not a Rubiks cube.
It's actually designed for picking bank cards from.

Still don't buy it

No, if a tournament asks you to swipe or insert that is because it is too outdated to support swipe/tap

>he doesn't know that pickpotecking is rather easy
kek

ITT: I suggest vid related
youtube.com/watch?v=wTP2RUD_cL0

and anons are arguing about how long it takes to take your card out of your wallet...

I'd use cash buy a prepaid card with an NFC payment chip in it. I certainly wouldn't use my phone though, that's just asking for trouble.

I use it literally everyday. It's been around for ages.

I didn't have my wallet for a week so rather that using my cards I just used my banking apps as a payment device.

This is basic tech, keep up Amerifags.

Of course it is. But not everyone has that kind of "skills"

tell me more

In the UK it's pretty standard to use contactless payment or android/apple pay. It's actually hard to find a place that doesn't support it.